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About Viatical

Viatical, Viatical SettlementViatical.org strives to be a quality resource for anyone contemplating selling their insurance policy for a lump sum of cash. There are many life settlement companies that facilitate life settlement transactions in the secondary market for life insurance. It is very important for you to understand your state rights about viatical settlements.

We feel that knowing a potential range of value at the beginning of the life settlement or viatical settlement process is the purest form of self protection. The value of a life settlement can be somewhat subjective, no two cases are exactly the same and offers to purchase your life insurance policy for cash can vary widely.

We have specialized in Elder concerns around Life Insurance, Annuities and Life Settlements for over 20 years. The recent addition of many statutes, regulations and consumer protection provisions in the relatively young service industry of Life Settlements is quite welcome and long overdue. Our staff and affiliates have already collectively accumulated over 100 years of Life Settlement experience and our approach to Life Settlements is not sales oriented, it is based simply on education.

It is our simple and sincere aim to proactively answer questions through quality content and to stay abreast of changes in the life settlement industry that may affect you.
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We are based in the scenic Outer Banks of North Carolina. The OBX is a wonderful place to retire and a wonderful place to live.

 

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  • Viatical
  • What are Life Insurance Settlements?
  • Life Settlements
  • Sell your life insurance policy for cash
  • About Viatical
  • Viatical Contact
  • Privacy Policy
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Disclaimer

CEDean d/b/a Viatical.org is a settlement broker and not a provider. Once a quote is presented verbally or in writing, the amount(s) expressed therein by (Viatical.org) is an estimate only and does not in any manner represent present, past, or future guaranteed offers, statements, percentages, or amounts. Life settlement amounts are based on numerous factors. Actual results will vary. This statement is not intended to offer or create a binding contract. Any offer for a contract will be binding only if and when a formal written agreement has been fully executed by all parties and all conditions set forth in such agreement have been satisfied.

Life Settlement amounts are based on numerous factors. Actual results will vary. The above case examples were provided courtesy of Advanced Settlements, Inc. an independent contractor/broker who works with the producer. The producer is an an independent contractor and has no other relationship with Advanced. According to the Advanced Settlement internal statistics the average purchase price obtained by viators through Advanced Settlements, Inc. (within the six month period between January 1, - June 30, 2011) is on average approximately eleven percent of the face amount of a qualified life insurance policy. Some or all of the proceeds of a life settlement may be taxable under federal or state income tax laws. Advice from a professional tax advisor is recommended. CEDean d/b/a Viatical.org does not give tax or legal advice. The number of bidders for a policy may be limited; proceeds from sales of similar policies may vary and may be subject to claims of creditors. Receipt of proceeds may impact eligibility for government benefits and entitlements. Prior to sale, the insured should consider the continued need for coverage, impact to estate plans, availability of insurance, cost of comparable coverage, and tax implications. CEDean d/b/a Viatical.org is not licensed in all states where regulated but, is an authorized broker or producer in NC. Location and mailing address: CEDean d/b/a Viatical.org, Kill Devil Hills, NC 27948, Ph. (800) 973-8258. The Viatical.org website is currently not approved in the states of Idaho, Iowa, Kentucky, Louisiana, Oklahoma and Texas. Therefore, until such approval is granted, the information contained herein is not intended for consumers in those states.