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Privacy Policy

This privacy notice discloses the privacy practices for Viatical.org.

This privacy notice applies solely to information collected by this web site. It will notify you of the following:

  • What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  • What choices are available to you regarding the use of your data.
  • The security procedures in place to protect the misuse of your information.
  • How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request. With your approval, we may contact you via email in the future to tell you about changes in market conditions or changes to this privacy policy.

Your Access to and Control of Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

Security
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 800-973-8258 or via email – viatical contact.

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  • Viatical
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Disclaimer

CEDean d/b/a Viatical.org is a settlement broker and not a provider. Once a quote is presented verbally or in writing, the amount(s) expressed therein by (Viatical.org) is an estimate only and does not in any manner represent present, past, or future guaranteed offers, statements, percentages, or amounts. Life settlement amounts are based on numerous factors. Actual results will vary. This statement is not intended to offer or create a binding contract. Any offer for a contract will be binding only if and when a formal written agreement has been fully executed by all parties and all conditions set forth in such agreement have been satisfied.

Life Settlement amounts are based on numerous factors. Actual results will vary. The above case examples were provided courtesy of Advanced Settlements, Inc. an independent contractor/broker who works with the producer. The producer is an an independent contractor and has no other relationship with Advanced. According to the Advanced Settlement internal statistics the average purchase price obtained by viators through Advanced Settlements, Inc. (within the six month period between January 1, - June 30, 2011) is on average approximately eleven percent of the face amount of a qualified life insurance policy. Some or all of the proceeds of a life settlement may be taxable under federal or state income tax laws. Advice from a professional tax advisor is recommended. CEDean d/b/a Viatical.org does not give tax or legal advice. The number of bidders for a policy may be limited; proceeds from sales of similar policies may vary and may be subject to claims of creditors. Receipt of proceeds may impact eligibility for government benefits and entitlements. Prior to sale, the insured should consider the continued need for coverage, impact to estate plans, availability of insurance, cost of comparable coverage, and tax implications. CEDean d/b/a Viatical.org is not licensed in all states where regulated but, is an authorized broker or producer in NC. Location and mailing address: CEDean d/b/a Viatical.org, Kill Devil Hills, NC 27948, Ph. (800) 973-8258. The Viatical.org website is currently not approved in the states of Idaho, Iowa, Kentucky, Louisiana, Oklahoma and Texas. Therefore, until such approval is granted, the information contained herein is not intended for consumers in those states.