How to Pay for Elder Care Without Long-Term Care Insurance

For families facing the rising costs of senior care, understanding how to pay for elder care without long-term care insurance is essential. Many older adults do not carry long-term care coverage, yet need help paying for assisted living, home care, or nursing services. One often overlooked option is selling an existing life insurance policy through …See More

Funding Palliative Care for Cancer Patients with Viatical Settlements

For many individuals facing a cancer diagnosis, ensuring comfort and quality of life through palliative care is a top priority. Funding palliative care for cancer patients with viatical settlements offers a financial solution for those in need of immediate resources to cover medical and living expenses. By selling their life insurance policy, patients can access …See More

Utilizing Home Equity in Retirement

As people approach their retirement years, they often begin thinking about how to make the most of the resources they’ve spent decades accumulating. One of the most significant assets retirees often possess is their home. Utilizing home equity in retirement is a popular strategy to provide financial security and maintain a comfortable lifestyle. However, while …See More

Life Settlement Taxation

What is the tax basis of a Life settlement and how does this affect life settlement taxation? Changes from the TCJA Act 2017 You should always have your life insurance policy appraised, and yes it is often possible to qualify to sell your life insurance for cash to pay for healthcare or any other needs you may have. …See More

Terminal Cancer Diagnosis, What Now?

Being diagnosed with terminal cancer is enough to make anyone cry. Once you have had time to come to terms with the reality of the situation, you will face the prospects of expensive treatment and care. If you own a life insurance policy, you may be able to sell it for a lump sum of cash in the secondary market for insurance, and use the money to relieve the financial burden of cancer.

Case Study: Viatical Assisted Living Conversion Affecting Quality of Life

Brookdale Senior Living introducing the Viatical Assisted Living Conversion concept to Brook­dale’s communities across the United States in February. After only the first month, Viatical.org is pleased to share this successful case study. This most recent Viatical Assisted Living Conversion truly affected the quality of life for the underlying family. A Viatical Assisted Living Conversion …See More

DO YOU QUALIFY?