Viatical Life Settlement Blog

Life Settlement Taxation

Income from a life settlement can affect your taxes

What is the tax basis of a Life settlement and how does this affect life settlement taxation? Changes from the TCJA Act 2017 You should always have your life insurance policy appraised, and yes it is often possible to qualify to sell your life insurance for cash to pay for healthcare or any other needs you may have. […]

Read More

Cancer Should Be the Worst Thing About Cancer

Mom and Daughter face cancer together

It is devastating enough to watch a loved one’s health decline or to be faced with the fact that you may be taken away from your family by a disease.  But the added stress of paying for cancer treatment while being unable to work is also counter to healing. Focus should be on providing (or […]

Read More

Florida Life Insurance Law Adds To Life Settlement Regulation

Florida Governor Signs Florida Life Insurance Law

Life Insurance Companies in Florida can no longer suppress valuable information from Life Insurance policy owners. The Prohibited Insurance Acts Bill, or HB 1007, now forces Life Insurance companies to allow the disclosure of alternative options available to life insurance policy owners who are considering lapsing, surrendering, or canceling their Life Insurance policy.   The […]

Read More

Sell Your Life Insurance Policy? Why Would You?

sell your life insurance policy

Why would you sell your life insurance policy? Well, some studies state that more than 80 percent of life insurance policies never pay out a death benefit, others say as many as 80 percent of life insurance policies never pay out a death benefit. Either way, it’s safe to say that only around 20 percent of […]

Read More

Who Qualifies For A Viatical Settlement


How do know who qualifies for a viatical settlement? And what is a viatical settlement? Viatical Settlement: Definition A viatical settlement by definition is “a financial transaction whereby a person with a terminal illness sells their life insurance policy to a third party for less than the face amount of the policy but more than […]

Read More

Financial Assistance And Solutions For Cancer Patients


Patients who receive terminal diagnoses often look for financial assistance and solutions to deal with unexpected, serious financial pressure. Travel, treatment, medications, and keeping up with household expenses can be a daunting task. In this article we will discuss financial assistance and solutions for cancer patients. You’re seated in a blue, soft, upholstered chair in your […]

Read More

The Life Settlement Market & Buyers

Life Settlement Market

Navigating the Life Settlement Market The life settlement market is simply a marketplace of life settlement buyers. Life settlement buyers are looking for life insurance policy owners that may benefit from the possibility of getting cash immediately. If you are a qualified candidate, you may find that selling your life insurance policy to a life […]

Read More

Get Cash for Your Life Insurance Policy

Get Cash for Your Life Insurance Policy

  Did you know that you can get cash for your life insurance policy? Or have you ever wondered, “Can I cash-in life insurance while I am still alive?” Good news – the answer is yes, and there are several ways to get cash for your life insurance policy. If you suffer from a chronic illness, […]

Read More

The History of the Viatical Settlement

Viatical Settlement History

The viatical settlement industry developed in the 1980’s when people around the world started dying from AIDS. The history of viatical settlements can be traced back to a 1911 Supreme Court decision in Grigsby v. Russell that established that a life insurance policy is an asset.

Read More

Terminal Cancer Diagnosis, What Now?

Terminal cancer diagnosis, what now?

Being diagnosed with terminal cancer is enough to make anyone cry. Once you have had time to come to terms with the reality of the situation, you will face the prospects of expensive treatment and care. If you own a life insurance policy, you may be able to sell it for a lump sum of cash in the secondary market for insurance, and use the money to relieve the financial burden of cancer.

Read More

Can I Buy Life Insurance Policies from the Secondary Market?

accredited investor buys life insurance secondary market

Buying life insurance policies in the secondary market for insurance is not a suitable investment for most individual investors. Investors should only transact with someone who is licensed in viatical settlements. While the returns can be excellent, life settlements also carry significant risk. Suitable accredited investors include individuals with a high net worth and institutions with strong financial backing.

Read More

How do I Invest in Viatical Settlements?

viatical settlement investments

Investing in viatical settlements can be a good way for accredited investors to earn solid returns on their money without taking market risk. You should only deal with a licensed vatical settlement company. You must be aware of the risks and the fact that return on investment is not known until the insured passes away.

Read More

What is the Secondary Life Insurance Market?

Secondary Market for Life Insurance

The secondary market for life insurance exists to connect owners of life insurance policies, who want to sell their policies, with third parties who are interested in purchasing those life insurance policies. If you have a dramatic decline in your health and need money while you are alive, have your policy appraised to see how much you might get by selling it in the secondary life insurance market.

Read More

The Viatical Settlement Process Explained

Viatical Settlement Process

Understanding the viatical settlement process can help you make the right decision when considering the sale of a life insurance policy that you own. The viatical life insurance settlement process is not any more complicated than the process of buying a life insurance policy.

Read More

Top 10 Reasons to Get A Viatical Settlement

top 10 reasons to get a viatical settlement

Read our list of the top reasons for a Viatical Settlement. Caring for a family member who has been diagnosed with a terminal illness can be almost as tough as being the patient with the shortened life expectancy. Viatical settlements may help you cope with the financial demands in such a situation.

Read More

What is a Viatical Life Insurance Settlement?

Viatical Life Insurance Settlement

The simple explanation of what is a viatical life insurance settlement, is a terminally ill patient receives a cash payment for a life insurance policy they own. A more in-depth viatical settlement definition is a transaction where a person who has a life insurance policy and a terminal illness sells his interest as an insured […]

Read More

What Does a Viatical Settlement Provider Do?

viatical settlement provider

If you’re facing a terminal illness and have a life insurance policy that you can no longer afford to make payments on, a viatical settlement provider can offer a solution to your problem. Life Insurance Payout Pros and Cons of a Viatical Settlement Receiving an early death benefit has distinct advantages: Your cash flow improves […]

Read More