If you’re wondering how to get a viatical settlement quote online, you’re already on the right track to exploring your options. Many people facing a serious illness aren’t aware that life insurance policies can be sold for a lump sum — and even fewer know that you can begin the process entirely online, without leaving your home or meeting anyone in person.
What Is a Viatical Settlement Quote?
A viatical settlement quote is an estimate of how much money you may receive if you choose to sell your life insurance policy. It’s based on a number of factors, including:
- The type of policy you have
- Your policy’s death benefit and premiums
- Your age and health condition
- Your state of residence (due to licensing requirements)
The quote gives you a general idea of your policy’s value in the secondary market, helping you decide whether to move forward with the process.
Why Get a Quote Online?
Selling a life insurance policy used to be a complicated process. But today, everything from eligibility screening to paperwork can be done digitally. Getting a quote online saves time, reduces stress, and ensures privacy.
At Viatical.org, we make it easy to request a viatical settlement quote through a secure online form. Our platform connects you with direct buyers who can evaluate your policy quickly and confidentially.
What You’ll Need to Get Started
To determine whether you’re likely to qualify for a viatical settlement, you’ll typically need to provide:
- Basic details about your life insurance policy
- Your age and a general idea of your health condition
- Contact information so a settlement expert can follow up
However, to get an actual estimate of your policy’s value, we will need to order and review a life insurance policy illustration, which provides a detailed breakdown of your policy’s terms, death benefit, and any associated costs. This illustration will allow us to provide a more accurate valuation.
A Note About Life Settlement Calculators
You may come across online life settlement calculators that offer a quick way to estimate your policy’s value. While these tools can be helpful for getting a broad range, they often provide estimates that are overly generalized and not always reliable.
These calculators typically do not take into account specific details about your policy or health condition, which are crucial in determining the actual value of your life insurance. Since the value of your policy depends on many factors that life settlement calculators cannot fully consider, they may not provide an accurate estimate.
For a more accurate valuation, it’s important to go through the full process, including reviewing your policy illustration and health information with a direct buyer.
Is It Really That Simple?
Yes. Once you submit your information, we’ll help you understand whether you’re likely to qualify for a viatical settlement. If you’re eligible, we’ll then proceed with obtaining the necessary policy illustration and provide an estimate of its value. All of this can be done remotely, with no obligation.
Why Work with Viatical.org?
We work with direct buyers who purchase life insurance policies from seniors or those with serious illnesses. Our goal is to help you navigate the process, connect you with trusted buyers, and make sure you’re informed every step of the way.
- No upfront fees and no broker fees taken out of any direct offer presented to you
- No in-person meetings required
- Transparent, supportive process
- All settlements closed by a licensed life settlement provider in your state
Ready to See What Your Policy Is Worth?
If you’re trying to figure out how to get a viatical settlement quote online, start here. We’ll help you determine if you’re likely to qualify and guide you through obtaining a no-obligation policy appraisal. 800-973-8258