If you’re wondering how to sell a life policy quickly, Viatical.org offers a streamlined, direct-to-consumer platform that can help you turn your life insurance into cash faster than traditional methods. By removing brokers and middlemen, our process connects you directly with institutional buyers, significantly reducing delays and ensuring a smoother transaction. Step 1: Determine If …See More
Get Cash for a Life Insurance Policy with a Loan
If you’re wondering whether it’s possible to get cash for a life insurance policy with a loan, the answer is yes, you may be able to sell a policy with a loan in a life settlement or viatical settlement. While having a loan against your policy can impact its value, you may still be eligible …See More
Life Settlements for Rare Conditions
Life settlements for rare conditions can provide financial relief for individuals facing unique and challenging medical circumstances. While most people associate life settlements with common terminal illnesses like cancer or heart disease, those living with rare conditions may also qualify for this option. Understanding the criteria for eligibility and how rare conditions are evaluated in …See More
How Preexisting Conditions Affect Life Settlement Offers
When considering selling your life insurance policy, it’s important to understand how preexisting conditions affect life settlement offers. These conditions can significantly influence the value of your policy and the offers you receive from potential buyers. Interestingly, the role of health in the life settlement market is the opposite of its role when applying for …See More
Discovering Hidden Value in Guaranteed Universal Life Policies
Guaranteed Universal Life insurance policies are well-known for providing reliable death benefits at relatively low premiums. They are often chosen for their straightforward design and the peace of mind they offer to policyholders. However, what many people don’t realize is that these policies can harbor hidden value, potentially making them eligible for life settlements. If …See More
What Happens to Life Insurance Policies in Divorce?
Divorce often comes with significant financial and emotional adjustments, and life insurance policies are frequently overlooked in the process. While many people focus on dividing tangible assets like homes, retirement accounts, and vehicles, life insurance policies can be an important, though often misunderstood, aspect of post-divorce planning. So, what happens to life insurance policies in …See More
How Terminal Illness Impacts Life Insurance Options
Facing a terminal illness is an incredibly challenging time, and understanding how terminal illness impacts life insurance options can provide valuable financial relief and peace of mind. If you or a loved one has a life insurance policy, it’s important to know that certain options, like viatical settlements or an accelerated death benefit, may be …See More
Can You Sell a Life Insurance Policy to Pay for Hospice Care?
If you or a loved one are considering hospice care, you are likely wondering how to pay for this valuable, but often expensive care. Can you sell a life insurance policy to pay for hospice care? The answer is yes you may be able to sell a policy for cash and this option can provide …See More
Options for Unwanted Life Insurance Policies
Life insurance policies often serve as essential safety nets, providing financial security for loved ones. However, there are situations where policyholders may no longer need their coverage or find it financially burdensome to maintain. In such cases, exploring options for unwanted life insurance policies can help individuals make informed decisions and potentially recoup some of …See More
Viatical Settlements: Cashing Out Life Insurance
When facing financial challenges due to a terminal or chronic illness, many individuals find comfort in exploring viatical settlements: cashing out life insurance to secure much-needed funds. This process enables policyholders to sell their life insurance policies for a lump sum payment, offering a financial lifeline during a critical time. But how does it work, …See More