Who Buys Life Insurance?

When people think about life insurance, they often view it as a way to provide financial protection for loved ones. However, there is also a market where existing life insurance policies can be bought and sold. But who buys life insurance policies once they are in place? Life settlement buyers and viatical settlement purchasers purchase …See More

Financial Relief Through Life Settlements

For many individuals, particularly seniors or those facing unexpected financial challenges, life insurance policies may no longer serve their original purpose. However, instead of allowing a policy to lapse or surrendering it for minimal value, there is a beneficial alternative—finding financial relief through life settlements. This option enables policyholders to sell their life insurance policy …See More

Viatical vs Life Settlements

When exploring financial options related to life insurance, two terms often come up: viatical settlements and life settlements. While both offer a way to access the value of a life insurance policy before death, they serve very different purposes and apply to different situations. Understanding “Viatical vs Life Settlements” is essential for making an informed …See More

How to Pay for Cancer Care

What happens when you get diagnosed with cancer?  Facing a cancer diagnosis is an overwhelming experience that brings numerous challenges, not least of which is the financial burden that leaves many wondering “how do you get treatment if you can’t afford it?”  One of the most pressing concerns for patients and their families is how …See More

Do I Qualify for a Viatical Settlement?

A diagnosis of a terminal illness can be overwhelming, especially when financial burdens add to the stress. If you’re considering selling your life insurance policy for cash, you might be asking yourself, “Do I qualify for a viatical settlement?” Understanding the eligibility criteria and factors that determine qualification is essential in making an informed decision. …See More

Financial Assistance for Terminally Ill Patients

Facing a terminal illness is an overwhelming experience that affects not only your health but also your financial well-being. Financial assistance for terminally ill patients becomes a crucial lifeline to manage medical expenses, daily living costs, and end-of-life planning. This article explores various financial support options available. Understanding the Financial Burden Medical treatments, medications, and …See More

How Long Does a Viatical Settlement Take?

For individuals facing a terminal illness, medical bills and other costs are a primary concern and many turn to viatical settlements as a way to access funds quickly. A viatical settlement allows policyholders to sell their life insurance policies in exchange for a lump sum payment, which can help cover medical expenses, living costs, or …See More