How to Pay for Elder Care Without Long-Term Care Insurance

For families facing the rising costs of senior care, understanding how to pay for elder care without long-term care insurance is essential. Many older adults do not carry long-term care coverage, yet need help paying for assisted living, home care, or nursing services. One often overlooked option is selling an existing life insurance policy through …See More

Funding Palliative Care for Cancer Patients with Viatical Settlements

For many individuals facing a cancer diagnosis, ensuring comfort and quality of life through palliative care is a top priority. Funding palliative care for cancer patients with viatical settlements offers a financial solution for those in need of immediate resources to cover medical and living expenses. By selling their life insurance policy, patients can access …See More

Parent Needs Assisted Living but Can’t Afford It

When a parent needs assisted living but can’t afford it, the financial and emotional strain on families can feel overwhelming. Assisted living costs can quickly add up, averaging thousands of dollars per month. Fortunately, there are ways to alleviate this burden, including exploring a life settlement or viatical settlement as a potential source of funds. …See More

Paying for Dementia Care

Paying for dementia care is a growing concern as the prevalence of dementia increases globally. Someone in the world develops dementia every three seconds, and in 2020, there were over 55 million people living with this condition. This number is projected to nearly double every 20 years, reaching 78 million in 2030 and 139 million …See More

How Much Can You Get for a Viatical Settlement?

Viatical settlements are a valuable financial solution for those with life insurance policies who are facing terminal illnesses. If you’re wondering “how much can you get for a viatical settlement,” the answer depends on several factors, including the policy’s value, the insured’s life expectancy, and the current market conditions. This option allows policyholders to sell …See More

Alzheimer’s Assisted Living Funding Case Study

A wife was caring for her husband, an Alzheimer’s victim, at home and needed to move him into a memory care facility for safety reasons. She was researching communities in the Atlanta, GA area and was also looking for funding options to help pay for the costs of housing and care. She found out about the Viatical Assisted Living Conversion online and learned that they could convert their $250,000 life insurance policy into a long term care payout…

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